by Mark | Jul 5, 2016 | Insights, Key Alert
The Reserve Bank of Australia left the cash interest rates on hold at 1.75 per cent on Tuesday, although governor Glenn Stevens hinted at cuts ahead if inflation remains low. With continuing signs of weakening local economic activity and growing concerns over the...
by Mark | Jun 29, 2016 | Insights
Does your spouse earn less than $13,800 p.a.? Do you wish to increase your combined super savings? Would you like to reduce your income tax liability? How does it work? If your spouse is on a low income, you may be able to make contributions into their super...
by Mark | May 30, 2016 | Insights, Superannuation
How does it work? The Government co-contribution is an initiative to help eligible low to middle income earners boost their retirement savings. If your total income¹ is less than $35,454 p.a. and you make personal (i.e. after-tax) contributions to your super any time...
by Mark | May 22, 2016 | Education Series, Insights, Investment, Property, SMSF
Are you the trustee of a self-managed super fund (SMSF)? Have you been thinking about setting up a SMSF? Do you want to invest in a property inside super? Do you have a long-term investment timeframe? Let’s look at the broad outline of how this can be...
by Mark | Sep 15, 2015 | 2015 UK Pension Changes, UK Based News, UK Pension
There has been a lot of talk and communications over the past 6 months on the transfer of UK pensions to an Australian superannuation fund. However of late the “QROPS” process has been effectively placed on hold. Another important reform in the UK impacts the...
by Mark | Aug 25, 2015 | Periodic Market & Investment Update
What is occurring and why? We are now currently seeing swings in the equity market better than the bowling of James Anderson in the recent Ashes cricket series. Like the Australian batsman, equity markets have been very volatile over the last couple of months. This is...
by Mark | Mar 4, 2015 | Education Series, Insights, Insurance
“One in two Australians will be diagnosed with cancer in their lifetime”. A scary statistic, and a good general interest piece about the warning signs not to ignore....
by Mark | Feb 24, 2015 | UK Based News
Last year the UK Government announced sweeping reforms to the UK pension rules to commence from April 2015. The intention of the Government is to provide UK retirees with greater flexibility and freedom of choice as to how they take their retirement income. The...
by Mark | Apr 3, 2014 | UK Based News, UK Pension
The UK Chancellor has flagged a possible restriction or even a ban on individuals with public sector pension funds (including NHS, Police, Teachers, Civil Service) transferring their benefits out to another scheme both in the UK and abroad to Australia from April...
by Mark | Mar 26, 2014 | Insights, Periodic Market & Investment Update
The activity in the world markets does not stop, and processing the recent changes requires a very patient mind. At the present time this will be important for anyone with investment exposure particularly within their superannuation which is the most common. In this...
by Mark | Feb 18, 2014 | Education Series, Insights
INFLATION INFLATION INFLATION! Let’s start with a term that we hear every day, and in particular around the first Tuesday of each month when the Reserve Bank of Australia (‘RBA’) considers what will happen with interest rates. Inflation is an...
by Mark | Feb 4, 2014 | Insights, Key Alert
The Reserve Bank of Australia announced at 2:30pm (AEST) this afternoon that the cash rate will remain at 2.50%. RBA Governor Glen Stevens cited 4 key reasons behind their decision of continuing to keep interest rates at the same level since the last cut in August...
by Mark | Jan 9, 2014 | Insights
What’s your financial goal for 2014? The above quote by author, entrepreneur, marketer, and public speaker Seth Godin may be true for some, however it seems to me that the people who get things done, who lead, who grow and who make an impact … have goals....
by Mark | Nov 28, 2013 | Insights
Where to next? Going Up or Down? To Fix or Not to Fix? Leading economists predict there may be an interest rate cut in February or March 2014. We think the next rate rise won’t be until at least this time next year. What does this mean for your home loan rate until...
by Mark | Nov 24, 2013 | Insights
Regardless of profession, education, age or commitments, the good news is you can always improve your financial health.
