by Fleur | May 1, 2020 | Uncategorized
Due to COVID-19 restrictions, there is an increasing number of people working from home and if you’re one of them, you need to understand what you can claim for home office expenses. How Often Do You Work From Home? Applicable tax deductions depend on when and how...
by Fleur | Jun 22, 2018 | Insights, Key Alert, Periodic Market & Investment Update, Uncategorized
From July next year, most tax payers will be getting a bonus of $530 a year, which should help many Australians with rising energy bills in an economy starved of wage growth. The benefits will initially be small – but proportionally higher for low income earners...
by Mark | Apr 13, 2017 | Education Series, Insights
Had enough of resolutions each and every year that you don’t follow? I’m betting like 95% of people you are also guilty of making a resolution at 10:55pm on the 31st December and not actually sticking to it (and apparently 65% of all statistics are made...
by Fleur | Apr 7, 2017 | Education Series, Estate Planning, Insights, Insurance, SMSF, Superannuation
Over the past 6 months we have had quite a few clients, friends & trustees of self-managed super funds ask us about their estate planning. It’s an important issue: what do you want to happen to your assets when you die? For many it’s a simple topic of ‘each to the...
by Fleur | Dec 19, 2016 | Education Series, Insights, Investment, Property, SMSF, Superannuation, Uncategorized
A new online tool aims to help Australians settle that crucial investment question: should I put extra money into superannuation, or pay down my home loan? It is a pressing concern for many families, as Australia continues to rank highly in the world for household...
by Fleur | Dec 7, 2016 | Education Series, Insights, Superannuation, Uncategorized
Call-to-action: We recommend that you (a) check your last payslip in June 2016, and look for the “superannuation payments” line. Then (b) check your super fund annual statement which will tell you what was actually paid in. Ensure these amounts are similar. If they...
by Fleur | Nov 25, 2016 | Education Series, Insights, Shares, SMSF, Superannuation, Uncategorized
The Australian Government Senate has passed the proposed legislation which gives effect to the much discussed superannuation reforms. Summary of changes to superannuation The legislation contains the measures originally announced in the 2016/17 Federal Budget with...
by Fleur | Nov 18, 2016 | Education Series, Insights, Periodic Market & Investment Update, Property, Shares, Superannuation, Uncategorized
So Britain thought they had the story of the decade with outcome of the Brexit vote. Now America, as always, comes in and does it bigger & better than all others. So what does a Donald J Trump presidency look like? We’ve already seen the share market fall, and...
by Fleur | Nov 11, 2016 | Education Series, Insights, Property, Shares, Superannuation, Uncategorized
It’s never a bad idea to get financial advice but there are times when it’s particularly important. 1. Getting started – lifestyle planning You’re starting to earn more than month-to-month survival money. A financial plan now will set you up to fund the lifestyle you...
by Fleur | Nov 4, 2016 | Education Series, Insights, Periodic Market & Investment Update, Uncategorized
Australian inflation is on the rise, with consumer prices rising 1.3 percent through the year to the third quarter of 2016 from 1.0 percent in the previous three month period and above market consensus of a 1.1 percent. The biggest upward pressure came from food and...
by Fleur | Oct 28, 2016 | 2015 UK Pension Changes, Insights, UK Based News, UK Pension
The recent changes to the HMRC UK pension transfer rules has excluded many from being able to transfer their fund to a qualified Australian Superannuation Fund. Who is not eligible to transfer their UK Pension? All unfunded Civil Pension Schemes: eg NHS, Police...
by Fleur | Oct 21, 2016 | Education Series, Insights
We all want the best education possible for our kids. With the costs of schooling spiraling out of control, it is becoming more of a challenge for parents to adequately prepare those expensive years of children’s education. In this article, we will discuss five...
by Fleur | Oct 4, 2016 | Insights, Key Alert, Periodic Market & Investment Update
The Reserve Bank has decided to again leave official interest rates on hold over October at the record low 1.5%. The Bank will continue to take a wait and see approach and assess the impact on the economy of the recent interest rate cut to determine if further are...
by Fleur | Sep 30, 2016 | Insights, Superannuation
Theoretically, how much money you need in retirement depends on how long you live. Although there is no such crystal ball for this, we know that improved healthcare and economy has resulted in people living longer than their parents’ generation. When budgeting for...
by Fleur | Sep 23, 2016 | Education Series, Insights, Uncategorized
One of the most important roles we play as parents is educating our kids about finances. It’s not a lesson taught in school and that they shouldn’t have to learn as adults in the school of hard knocks. Like most behaviours, our kids learn their spending...
by Fleur | Sep 16, 2016 | Insights, Superannuation
As you may have heard, yesterday, 15 September 2016, the Government announced some significant changes to the superannuation proposals announced earlier this year on Budget night. It’s important to be aware that we still don’t have any legislation released on these...
by Fleur | Sep 10, 2016 | Education Series, Insights
For many of us the reason we work is to make a better life for the ones we care about. However, the risk of forgetting about these people while we are working is increasingly present. We are all putting more demands on ourselves and can often forget about the big...
by Fleur | Sep 10, 2016 | Education Series, Insights
Most of us spend more than we should on everything from credit cards to power bills and petrol. We have compiled some simple tips that could save a little, or a lot, on your budget. Ask yourself, “could you stretch your money further”? For most, the answer is a...
by Mark | Jul 29, 2016 | Insights, Investment, Key Alert, Property
Owning your own home is the dream for most Australians. Domain’s quarterly property report looks at each state and reports on property valuation movements for houses and apartments. Sydney Prices dipped the previous quarter, but lower interest rates have bolstered...
by Mark | Jul 22, 2016 | Insights, Insurance
Do you and your family have adequate insurance cover? Did you know there is a more tax-effective way to fund your insurance? How does it work? Personal insurance is a smart way to protect your quality of life and provide support for your loved ones if you get...
