We understand financial matters are complex and can cause uncertainty.
Aspect Wealth Advisers provide personalised financial advice to help you understand and improve your financial situation. We aim to help our clients with their personal finances, supporting the dream of owning a house and having a comfortable retirement.
Our Clients
Our clients are couples, families, retirees, small businesses and young singles. Many UK expats have benefited from discussing their UK pension schemes with our advisers who have a wealth of knowledge in this system, and understand the challenges faced by those moving to Australia.Our Experience
With 55 years of experience in financial services, Aspect Wealth Advisers is a privately owned firm servicing clients in Brisbane, Sydney, Melbourne, Perth and Adelaide along with regional centres.Our Service
We understand the various stages of life that individuals and families go through as well as the important challenges and issues that arise. We believe in what we do and can provide you with clarity and stability to give you the confidence you need.Talk to us today!
It’s time to take control of your finances and build some serious wealth. We can guide you and give you the best advice to financially secure the future of you and your family. The first step is to simply get in contact with us and have a chat about your situation.What areas do we specialise in?
We have improved outcomes for many families and professionals in the following specialised areas:
- Superannuation (accumulation, transition to retirement and retirement phases)
- Self-Managed Super Fund (SMSF)
- UK Pension Transfers to an Australian Superannuation Fund with QROPS designation
- Life Insurance, Trauma and Critical Illness, and Income Protection
- Investment
- Taxation Planning
- Property
- Estate Planning
We give you the confidence to manage life’s financial challenges and plan a prosperous future for you and your family. Contact us to arrange an initial consultation.
Testimonials
Dealing with Aspect Wealth Advisers was an absolute pleasure. They assessed my situation and let me know all my options. Once I was satisfied with my decision, they guided me through step-by-step for the entire process. Highly recommended!
Susan
I was earning a pretty good wage but I wasn’t really getting anywhere. The guys from AWA advised me on how to invest my money wisely and now I have built real wealth. I cannot thank them enough!
Robert
Check out the latest financial news from our Insights Page
Health & Fitness: 10 red flag warning signs of cancer
“One in two Australians will be diagnosed with cancer in their lifetime”. A scary statistic, and a good general interest piece about the warning signs not to ignore. http://www.smh.com.au/lifestyle/diet-and-fitness/cancer-symptoms-the-10-red-flag-warning-signs-20150209-139pch.html If it does happen to you, ensure your savings, home equity or investments aren’t eaten away funding treatment. Do you know that you can have insurance (and not just private health cover) to pay for these and other crisis... read moreFinance Update for Dinner Conversations
The activity in the world markets does not stop, and processing the recent changes requires a very patient mind. At the present time this will be important for anyone with investment exposure particularly within their superannuation which is the most common. In this update we have prepared a brief on the key issues, numbers and short points about our economy, investment markets, currencies and generally issues that impact our financial lives. Current Rates and Key Numbers Arrows indicate change over last 6 months: RBA Cash Rate: 2.50% ↔ 1-year bank deposit rate: 3.55%* ↓ Average Standard Variable Mortgage Rate: 5.15% ↔ Two Year Fixed Mortgage Rate: 4.99% ↔ AUD/USD: $0.9166 ↑ AUD/GBP: £0.5539 / $1.81 ↑ Australian Share Market: 5,396 points ↑ Average Dividend Yield of Australian Share Market: 4.85% ↑ *(average of major 4 banks) A Brief Review of What Has Been Happening around the World Australia Australian shares were quite volatile at the beginning of this year. January’s 3.0% decline in the S&P/ASX 200 Accumulation Index was followed by a 5.0% rise in February, pushing the market up towards its highest level since mid-2008. The Reserve Bank of Australia (RBA) held the cash rate steady at 2.5% for an eighth consecutive month at its March 2014 meeting. The RBA surprised some by explicitly removing its mild easing bias and reference to the Australian dollar (AUD) being “uncomfortably high”. The Board is now looking for a “period of stability in interest rates”. The RBA revised-up its growth forecasts by 0.25%, with GDP now expected to be 2.5% for the year. A return to near-trend growth of 3.0% per year is expected in the first half of 2015 (interest rates... read moreEducation Series: #01 – Inflation. Helping your understanding of financial terms.
INFLATION INFLATION INFLATION! Let’s start with a term that we hear every day, and in particular around the first Tuesday of each month when the Reserve Bank of Australia (‘RBA’) considers what will happen with interest rates. Inflation is an increase (or decrease in the case of deflation) in the general level of prices of goods and services in the economy. A core function of the RBA is to ensure inflation remains consistent in Australia each year between 2-3%, which is modest and manageable at the business and household level and often in line with wages growth. How does this work in practice? To understand how this works, imagine a world that only has two commodities: Oranges picked from orange trees, and paper money printed by the government. In a year where there is a drought and oranges are scarce, we’d expect to see the price of oranges rise, as there will be quite a few dollars chasing very few oranges. Conversely, if there’s a record crop of oranges, we’d expect to see the price of oranges fall, as orange sellers will need to reduce their prices in order to clear their inventory. These scenarios are inflation and deflation, respectively, though in the real world inflation and deflation are changes in the average price of all goods and services, not just one (i.e. food, petrol, electricity and so on). The key is ensuring your wage/income growth also keeps up – if the general cost of living increases by say 3% this year, but your wage remains the same, effectively your money will have less purchasing power than it did last year. What... read morePlease do not hesitate to contact us if you have any questions about your specific circumstances.
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Contact Us
Our Location
Level 1, Unit 5, 81 Bishop St Kelvin Grove QLD Australia 4059
Our Postal Address
PO Box 295, Red Hill QLD Australia 4059